Computer Crime: Identity Theft, Fraud, Phishing and Hacking

Look closely at the email below. It looks official, it uses a well-known logo and it says your account is in danger. Would you click the link? What clues tell you it is a trick?

A made-up email that claims to be from the Wikipedia Foundation. It says there has been a recent login to your account from a new device and asks you to reset your password through a link.
A made-up example of a phishing email, created to teach people the warning signs. The sender’s address is not Wikipedia’s real address, and the link goes to a look-alike website.

Image source: File:Example phishing email.svg (Wikimedia Commons)

In this post:

  • What computer crime (cybercrime) is
  • Identity theft, credit card fraud, phishing and hacking, plus cyber-extortion and cyber-terrorism
  • How serious each crime is, from one person to a whole country
  • The consequences, in Trinidad and Tobago and around the world
  • A phishing spotter, a sorting activity, a role-play and a quiz

What is computer crime?

A computer crime (or cybercrime) is any crime that uses a computer, phone or network, or that targets them. Some are old crimes done in a new way, like stealing money. Others only exist because of computers, like breaking into a network.

CrimeWhat it isExample
Identity theftStealing someone’s personal details (name, date of birth, ID number, passwords) and pretending to be them.A criminal uses your mother’s details to open a loan in her name.
Credit card fraudUsing someone else’s card or card number to buy things without permission.A card number is stolen from a fake shopping site and used to buy goods online.
PhishingFake emails, texts, calls or websites that trick people into giving away passwords, card numbers or money. Text-message phishing is sometimes called smishing.A text says “Your bank account is locked. Log in here to unlock it.”
HackingGetting into a computer, account or network without permission.Guessing a classmate’s password and reading their messages, or breaking into a company’s computers.
Cyber-extortionThreatening to harm a person or business (lock or leak their data) unless they pay.Ransomware locks a hospital’s files and demands payment.
Cyber-terrorismAttacking important computer systems to cause fear or serious damage, often for political reasons.An attack that shuts down a country’s power or water systems.
Hacking a friend’s account “as a joke” is still hacking. Logging in to someone else’s account without permission is against the law in Trinidad and Tobago, even if you only look around.

How serious is it? Levels of computer crime

All computer crimes cause harm, but some reach much further than others. One way to judge how serious a crime is: ask how many people are harmed, how badly, and whether it was planned.

LevelWho is harmedExamples
PersonalOne person or one familySomeone’s social media account is hacked; a grandparent loses money to a phishing call
OrganisationA whole business, school, bank or hospital, and everyone who uses itA company’s customer records are stolen; ransomware shuts down a school’s computers
National and internationalA whole country, or several countries at onceAttacks on power, water, government or banking systems; criminal gangs stealing from people in many countries

Consequences

  • For victims: lost money, damaged credit, stress and embarrassment, lost files and photos, and a lot of time spent fixing things. Businesses can lose customers and their good name.
  • For criminals: computer crimes are against the law. In Trinidad and Tobago, the Computer Misuse Act makes it an offence to get into or damage computer systems and data without permission. Offenders can be fined or sent to prison, and fraud and identity theft are crimes too.
  • Around the world: a criminal in one country can attack people in another, so police forces work together across borders. Many countries have their own cybercrime laws, and some people who commit cybercrime are extradited (sent to another country) to face trial.
  • For everyone: banks and businesses spend more on security, and those costs are passed on to customers.

Protect yourself

  • Never share passwords, PINs or one-time codes, not even with someone who says they are from your bank. Real banks do not ask for them.
  • Check the sender’s address and hover over links before clicking. When in doubt, go to the official website or app yourself.
  • Use strong, different passwords and turn on two-step verification.
  • Keep personal details (ID numbers, address, date of birth) off social media.
  • If something goes wrong, tell a trusted adult straight away. They can contact the bank, the platform and the police.

Watch: understanding spam and phishing

This video explains how phishing messages work and the warning signs to look for.

Video: Understanding Spam and Phishing – LearnFree – https://www.youtube.com/watch?v=NI37JI7KnSc

Activity: spot the phishing clues

Try it: find the 7 red flags

This is a made-up phishing email. Click every part that looks suspicious. Some parts are normal, so think before you click!

From: TT-Bank Security <security@tt-bank-alerts.example.net>
Subject: URGENT!!! Your account will be CLOSED
Date: Monday, 9:14 a.m.


Dear Valued Customer,

We detected unusual activity on your account. You must verify your details within 24 hours or your account will be closed forever.

Click here to verify: http://tt-bank.secure-login.example.com

Please enter your full card number, PIN and password on the next page.

Thank you for banking with us.
Customer Securty Team

Found: 0 of 7 red flags

    Activity: which level?

    Try it: sort the crimes by level

    Drag (or tap) each crime into the level that best describes who is harmed.

    Hackers steal thousands of customer records from a supermarket chain
    An attack shuts down the electricity network across a country
    Ransomware locks every computer in a secondary school
    Someone tricks a grandfather into reading out his bank PIN on the phone
    A criminal gang sends the same phishing texts to people in twenty countries
    A student’s gaming account is hacked and their items are stolen

    Personal

    Organisation

    National / international

    Group activity: act it out

    In groups of three or four, write and act out a short scene (two to three minutes) about one computer crime from this post. Your scene must show:

    1. How the crime happens (for example, the phishing text arriving).
    2. The warning signs the victim notices, or misses.
    3. The consequences for the victim and for the criminal.
    4. What the victim should do: who they tell and how they protect themselves next time.

    After each scene, the class decides: which level was this crime (personal, organisation or national), and how could it have been prevented?

    Self-check quiz

    Click the best answer. You get feedback straight away; only your first click counts towards your score.

    1. A fake text pretending to be from your bank, asking for your password, is…

    2. Using someone else’s personal details to pretend to be them is…

    3. Logging in to a friend’s account without permission, “just for fun”, is…

    4. Which of these is a national-level computer crime?

    5. Your bank will never ask you to send…

    6. Threatening to leak or lock a company’s data unless it pays is…

    Related posts on islandclass.org

    There is no older post on islandclass.org about computer crime for Forms 1–3 yet, so this post is the main lesson. The previous post, on malware, spam and firewalls, goes well with it.

    For later, in Forms 4–5 (CSEC IT): these go deeper and are for when you reach CSEC Information Technology.

    Next: Writing an Algorithm in Plain English

    Syllabus link: Forms 1–3 ICT curriculum, Module 4, Objective 4.11 – assess various levels of computer crime.

    Attributions to media used in this post:

    Updates

    2026/10/17

    – Example web address shown as plain text so it can’t be clicked.

    2026/10/21

    – Fixed the activity code so its buttons keep working.

    © 2026 Vedesh Kungebeharry. All rights reserved.

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